The Mosses’ home washed away during the hurricane, and with it went their photos of a son who had died as a child. They didn’t know a determined detective was on the case.

Tong Yang-Tze is reviving an ancient but disappearing practice and making it contemporary — writ large.

Many people who should consider filing for bankruptcy avoid doing so out of shame or fear it could ruin their credit. But it can provide much-needed relief.